La importancia de tener un seguro de hogar adecuado | Ahorremos problemas y dinero.

por | 9 Feb 2018 | News | 0 Comentarios

immoaugusta seguro hogar

[:es]Normalmente cerca del 50% de la renta familiar se dedica al pago de la vivienda, por ello es muy importante disponer de un buen seguro del hogar para proteger nuestra preciada inversión inmobiliaria y tenerla a salvo de contratiempos inesperados.

En los turbulentos tiempos económicos que estamos pasando, el seguro del hogar cobra mayor importancia. En caso de siniestro los costes económicos quedarán cubiertos y no mermarán nuestro bolsillo.

En el 20% de los hogares españoles se produce al menos un siniestro al año. Los mas frecuentes son los causados por escapes de agua, rotura de cristales y problemas eléctricos. También  los daños por fuego son cada vez mas presentes, lamentablemente.

A pesar de ello, las coberturas de los seguros habitualmente no protegen a los hogares por estos posibles daños (los más frecuentes) sino por robo o por responsabilidad civil, cuya incidencia en la frecuencia siniestral es muy baja. Ello se debe a que el riesgo percibido es mayor pero es mas probable a nivel estadístico que tengamos un escape de agua o se nos rompa un cristal que nos entre un ladrón en casa. Debemos por tanto adecuar las coberturas de nuestro seguro de hogar a los daños mas habituales para estar mejor protegidos.

Otro problema habitual con el seguro de hogar afecta a la segunda residencia. Solemos pensar que como no la utilizamos tanto no es preciso asegurarla; que como solo pasamos unos días al año no hace falta contratar un seguro. Es un error, ya que las casas vacacionales sufren mayores robos al estar normalmente vacías. Por lo tanto, en este caso sí que se debe contratar seguro con coberturas de robo.

Ahorremos problemas económicos, legales y documentales disponiendo siempre de una póliza de hogar con las coberturas adecuadas a las características, riesgos, uso y tipología de vivienda. Es el mejor sistema para disfrutar sin contratiempos de nuestras preciadas propiedades.[:]

Servicios Inmobiliarios de Confianza

Servicios Inmobiliarios de Confianza

IMMOAUGUSTA
Tel.: +34 648 255 943
Mail: info@immoaugusta.com

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Agencia Inmobiliaria en Barcelona

Somos una agencia inmobiliaria especializada en las áreas de mayor demanda de Barcelona. Ubicados en el barrio de Gracia, disponemos una amplia oferta de pisos y locales en venta en Gracia, Sant Gervasi, Sarriá y Eixample Esquerre.
Immoaugusta
5.0
Based on 45 reviews
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Miklos Horn
Miklos Horn
11:42 04 Oct 20
Me and my partner have been trying to buy a flat and secure a mortgage with our banks during which we have been in... touch with many agencies, but none of them being as professional as Immoaugusta. Ignasi, who showed us the flat at the beginning – which we decided to make an offer for – was always available, supported us throughout the process and handled the requests of our lawyer efficiently too. He even went out of his way and pushed for our mortgage request to be evaluated quicker and helped resolve a potential issue with another agency, which was much appreciated. Unfortunately, at the end we were not granted a mortgage and had to request the prepayment to be sent back to us, and again there were no delays and everything went smoothly. We could only recommend this agency for anyone who would like a reliable process, and it is especially nice that no disadvantage comes from not being a native Spanish speaker as we were helped in English (which is needless to say not available by default generally in Barcelona). If there was one thing I would recommend to potential buyers when applying for a mortgage is to make sure they are directly dealing with the banks too, as we had a not-so-pleasant experience when relying on Prohipotecas, a company that was recommended to us by Immoaugusta. Overall though, we would be happy to become customers again as the experience was 10/10leer más
Amelia Aja Fernandez
Amelia Aja Fernandez
14:30 20 Sep 20
El treball realitzat per la empresa Inmoaugusta ha estat impecable i vull afegir que, passat un temps de conclou-re la... relació comercial, ens van surgir uns problemes de gestió administrativa que augmentaven al viure fora de Barcelona. Malgratvaixò vam acudir a Inmoagusta i la atenció rebuda va ser determinant para resoldre la situació. En resum, vull destacar no només la seva profesionalitat, sino tambié la seva qualitat humana. Moltes gràcies.leer más
Ramon Farré
Ramon Farré
11:30 12 Sep 20
Molt professionals!!!
Enric Fàbregas
Enric Fàbregas
11:26 12 Sep 20
Very positive experience. The situation was twisted but from Immoaugusta they were always by our side helping us to... solve all the obstacles. Great professionals and great people.leer más
Anton Claraso
Anton Claraso
13:08 17 Aug 20
Unbeatable attention and professionalism. They sold me two flats two years apart and they both sold me at the best... price for a week or two. The latter had had him in a street agency near the flat and was there for 6 months with only one visit. It’s been to spend it here and we’ve had 5 visits and we’ve made the sale. Thank you so much !!leer más
victoria mullen
victoria mullen
18:54 13 Feb 20
My partner and I relocated from the UK to Barcelona and found ourselves really struggling as we didn’t speak any... Spanish. We tried a few other estate agencies who weren’t helpful, didn’t care that we couldn’t speak English and couldn’t help arrange viewings on the then limited dates we had to travel to Barcelona. I then found Ignasi and the team. Ignasi was so helpful in translating and arranging viewings that worked with our weekend visits from the uk. Ultimately they helped us find our dream home but not only that but supported us settling into the city with help on local knowledge. Nothing was too much even meeting us at 10pm with the keys when we landed here in Barcelona on a late flight. I would highly recommend Ignasi and the team to anyone looking to rent or buy in the city.leer más
Robert Howe
Robert Howe
21:54 09 Apr 19
My wife and I recently bought a property with the help of Ignasi at Immoaugusta and it proved incredibly... straightforward and took place within a month. Ignasi is very patient and explains the buying process in as much detail as needed. Even now, after buying the property, Immoaugusta continues to assist by recommending tradesmen for our ongoing renovation. Highly recommended.leer más
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