La importancia de cumplir con la responsabilidad civil

por | 25 Jul 2017 | News | 0 Comentarios

resposabilidad

La responsabilidad civil es la obligación que tiene una persona de reparar, a través de una compensación monetaria, un daño que le haya provocado a otra persona. Esto se conoce como compensación por los daños ocurridos.
En el caso de las viviendas, a pesar de que la Ley de Propiedad Horizontal no obliga a las comunidades de vecinos a contratar un seguro de vivienda que pueda asumir los gastos en caso de algún incidente, sí obliga a los propietarios a tener un seguro de incendios y responsabilidad civil ante terceros. Razón por la cual, en caso de ocasionar un daño a un tercero, deberá responder por obligación.
Lo recomendable es tener un contrato de seguro que incluya la cobertura de la responsabilidad civil, de manera que al momento de tener un accidente dentro del hogar, se cuente automáticamente con la cobertura hacia terceros.
Esto, además de las viviendas, es recomendable para las fincas en régimen de propiedad horizontal, ya que en caso de caerse un trozo de la fachada y lesionar a un transeúnte, será la finca, con cargo a todos los copropietarios, quienes deberán responder ante el hecho. Es importante entender que las indemnizaciones por daños personales podrían ser notables y, muy probablemente, difíciles de cubrir por todos los copropietarios de la finca. De manera que si se cuenta con un seguro con cobertura suficiente de responsabilidad civil, será la entidad aseguradora quien se hará cargo de dichas indemnizaciones.
Sin embargo, es importante resaltar que la contratación de un seguro no exime a los propietarios del inmueble o edificio de tener un correcto mantenimiento de la estructura, porque de nada servirá tener un seguro que no cubra los daños por el mal estado del inmueble.
Es por esto que resulta fundamental tener en cuenta las coberturas y los límites pactados con el seguro antes de hacer la contratación. Algunas compañías de seguros no suelen exigir ninguna medida de seguridad previa, pero sí imponen condiciones según las características y el uso del inmueble.
 
 
 
 

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Servicios Inmobiliarios de Confianza

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Somos una agencia inmobiliaria especializada en las áreas de mayor demanda de Barcelona. Ubicados en el barrio de Gracia, disponemos una amplia oferta de pisos y locales en venta en Gracia, Sant Gervasi, Sarriá y Eixample Esquerre.
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Miklos Horn
Miklos Horn
11:42 04 Oct 20
Me and my partner have been trying to buy a flat and secure a mortgage with our banks during which we have been in... touch with many agencies, but none of them being as professional as Immoaugusta. Ignasi, who showed us the flat at the beginning – which we decided to make an offer for – was always available, supported us throughout the process and handled the requests of our lawyer efficiently too. He even went out of his way and pushed for our mortgage request to be evaluated quicker and helped resolve a potential issue with another agency, which was much appreciated. Unfortunately, at the end we were not granted a mortgage and had to request the prepayment to be sent back to us, and again there were no delays and everything went smoothly. We could only recommend this agency for anyone who would like a reliable process, and it is especially nice that no disadvantage comes from not being a native Spanish speaker as we were helped in English (which is needless to say not available by default generally in Barcelona). If there was one thing I would recommend to potential buyers when applying for a mortgage is to make sure they are directly dealing with the banks too, as we had a not-so-pleasant experience when relying on Prohipotecas, a company that was recommended to us by Immoaugusta. Overall though, we would be happy to become customers again as the experience was 10/10leer más
Amelia Aja Fernandez
Amelia Aja Fernandez
14:30 20 Sep 20
El treball realitzat per la empresa Inmoaugusta ha estat impecable i vull afegir que, passat un temps de conclou-re la... relació comercial, ens van surgir uns problemes de gestió administrativa que augmentaven al viure fora de Barcelona. Malgratvaixò vam acudir a Inmoagusta i la atenció rebuda va ser determinant para resoldre la situació. En resum, vull destacar no només la seva profesionalitat, sino tambié la seva qualitat humana. Moltes gràcies.leer más
Ramon Farré
Ramon Farré
11:30 12 Sep 20
Molt professionals!!!
Enric Fàbregas
Enric Fàbregas
11:26 12 Sep 20
Very positive experience. The situation was twisted but from Immoaugusta they were always by our side helping us to... solve all the obstacles. Great professionals and great people.leer más
Anton Claraso
Anton Claraso
13:08 17 Aug 20
Unbeatable attention and professionalism. They sold me two flats two years apart and they both sold me at the best... price for a week or two. The latter had had him in a street agency near the flat and was there for 6 months with only one visit. It’s been to spend it here and we’ve had 5 visits and we’ve made the sale. Thank you so much !!leer más
victoria mullen
victoria mullen
18:54 13 Feb 20
My partner and I relocated from the UK to Barcelona and found ourselves really struggling as we didn’t speak any... Spanish. We tried a few other estate agencies who weren’t helpful, didn’t care that we couldn’t speak English and couldn’t help arrange viewings on the then limited dates we had to travel to Barcelona. I then found Ignasi and the team. Ignasi was so helpful in translating and arranging viewings that worked with our weekend visits from the uk. Ultimately they helped us find our dream home but not only that but supported us settling into the city with help on local knowledge. Nothing was too much even meeting us at 10pm with the keys when we landed here in Barcelona on a late flight. I would highly recommend Ignasi and the team to anyone looking to rent or buy in the city.leer más
Robert Howe
Robert Howe
21:54 09 Apr 19
My wife and I recently bought a property with the help of Ignasi at Immoaugusta and it proved incredibly... straightforward and took place within a month. Ignasi is very patient and explains the buying process in as much detail as needed. Even now, after buying the property, Immoaugusta continues to assist by recommending tradesmen for our ongoing renovation. Highly recommended.leer más
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