Renta 2019: deducción por adquisición o rehabilitación de la vivienda habitual

por | 14 May 2019 | News | 0 Comentarios

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Aprovechando que queda aproximadamente mes y medio para el cierre de la campaña de la Renta 2019, en Immoaugusta te hablamos de una de las deducciones que quizás desconocías: la deducción por adquisición o rehabilitación de la vivienda habitual.
Está suprimida desde el 1 de enero de 2013. Sin embargo, si adquiriste una vivienda antes de esta fecha, debes saber que puedes beneficiarte de la deducción.
Los porcentajes de la misma son variables: Se aplica un tramo estatal y otro autonómico de la deducción. Para poder aplicarla en la Renta, es necesario que la vivienda haya sido adquirida mediante un crédito hipotecario.
En términos generales, se podrá deducir el 15% de las cantidades satisfechas anualmente en concepto de principal e intereses del préstamo hipotecario, sobre una base máxima anual de 9.040 euros. El importe final puede suponer una cantidad de hasta 1.356 euros, o el doble en el caso de las parejas si la declaración no se realiza de forma conjunta.
Seguidamente dejamos la información sobre los conceptos mencionados:

Concepto de Adquisición de vivienda

La Agencia Tributaria entiende por este concepto el adquirir una vivienda habitual, y por consiguiente adquisición del derecho de propiedad o pleno dominio de la misma, independientemente del negocio jurídico que origine dicha compra.
Además, el pago del seguro de vida y el de hogar, que son obligatorios en la concesión de la hipoteca, son deducibles año tras año.

Concepto de rehabilitación de vivienda

Las obras realizadas en una vivienda, para que puedan ser consideradas como “rehabilitación”, deben cumplir una serie de requisitos:

  • Que hayan sido calificadas o declaradas como actuación protegida en materia de rehabilitación de viviendas, en los términos previstos reglamentariamente.
  • Que las obras tengan por objeto la reconstrucción de la vivienda mediante la consolidación y el tratamiento de las estructuras, fachadas o cubiertas y otras análogas, siempre que el coste global de las operaciones de rehabilitación no exceda los límites establecidos en el Reglamento del Impuesto.
Servicios Inmobiliarios de Confianza

Servicios Inmobiliarios de Confianza

IMMOAUGUSTA
Tel.: +34 648 255 943
Mail: info@immoaugusta.com

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Luis Lopez Tremps
20:38 06 Apr 21
En todo momento demostraron ser muy profesionales dejando muy claro todos los pasos a dar para la compra de nuestro... piso y aclarando todos los conceptos y dudas sin que nada quede en el aire . Quedamos muy satisfechos .leer más
Batalelo
Batalelo
12:44 01 Mar 21
Serious people, they sold us two flats in Barcelona and the treatment and management that they did very well. Highly... recommendedleer más
Paula Pérez
Paula Pérez
16:48 25 Jan 21
Excellent attention. Very professional and concerned with every detail.Always available. They make sure everything is... clear leaving nothing to chanceleer más
Pilar Taboada
Pilar Taboada
17:27 21 Dec 20
Incredible treatment and professionalism of the entire Immoaugusta team. Total guarantee that the project is carried... out with total seriousness and always looking out for your interests. Without a doubt the best in the sector !!leer más
Shannon Arena
Shannon Arena
12:05 19 Dec 20
One of the best services they have given me to date and the best of a real estate agency! An impeccable... professionalism, fair and with an authentic and true close and efficient attention. A 10!leer más
Miklos Horn
Miklos Horn
11:42 04 Oct 20
Me and my partner have been trying to buy a flat and secure a mortgage with our banks during which we have been in... touch with many agencies, but none of them being as professional as Immoaugusta.Ignasi, who showed us the flat at the beginning – which we decided to make an offer for – was always available, supported us throughout the process and handled the requests of our lawyer efficiently too. He even went out of his way and pushed for our mortgage request to be evaluated quicker and helped resolve a potential issue with another agency, which was much appreciated. Unfortunately, at the end we were not granted a mortgage and had to request the prepayment to be sent back to us, and again there were no delays and everything went smoothly.We could only recommend this agency for anyone who would like a reliable process, and it is especially nice that no disadvantage comes from not being a native Spanish speaker as we were helped in English (which is needless to say not available by default generally in Barcelona). If there was one thing I would recommend to potential buyers when applying for a mortgage is to make sure they are directly dealing with the banks too, as we had a not-so-pleasant experience when relying on Prohipotecas, a company that was recommended to us by Immoaugusta. Overall though, we would be happy to become customers again as the experience was 10/10leer más
Amelia Aja Fernandez
Amelia Aja Fernandez
14:30 20 Sep 20
The work done by the company Inmoaugusta has been impeccable and I want to add that, after a while of concluding the... commercial relationship, we had some administrative management problems that increased when living outside Barcelona. Despite this, we went to Inmoagusta and the attention received was decisive in resolving the situation. In short, I want to highlight not only his professionalism, but also his human quality. Thank you so much.leer más
Ramon Farré
Ramon Farré
11:30 12 Sep 20
Molt professionals!!!
Enric Fàbregas
Enric Fàbregas
11:26 12 Sep 20
Very positive experience. The situation was twisted but from Immoaugusta they were always by our side helping us to... solve all the obstacles. Great professionals and great people.leer más
Anton Claraso
Anton Claraso
13:08 17 Aug 20
Unbeatable attention and professionalism. They sold me two flats two years apart and they both sold me at the best... price for a week or two. The latter had had him in a street agency near the flat and was there for 6 months with only one visit. It’s been to spend it here and we’ve had 5 visits and we’ve made the sale. Thank you so much !!leer más
victoria mullen
victoria mullen
18:54 13 Feb 20
My partner and I relocated from the UK to Barcelona and found ourselves really struggling as we didn’t speak any... Spanish.We tried a few other estate agencies who weren’t helpful, didn’t care that we couldn’t speak English and couldn’t help arrange viewings on the then limited dates we had to travel to Barcelona.I then found Ignasi and the team. Ignasi was so helpful in translating and arranging viewings that worked with our weekend visits from the uk. Ultimately they helped us find our dream home but not only that but supported us settling into the city with help on local knowledge. Nothing was too much even meeting us at 10pm with the keys when we landed here in Barcelona on a late flight.I would highly recommend Ignasi and the team to anyone looking to rent or buy in the city.leer más
Robert Howe
Robert Howe
21:54 09 Apr 19
My wife and I recently bought a property with the help of Ignasi at Immoaugusta and it proved incredibly... straightforward and took place within a month. Ignasi is very patient and explains the buying process in as much detail as needed. Even now, after buying the property, Immoaugusta continues to assist by recommending tradesmen for our ongoing renovation. Highly recommended.leer más
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